Guide to Residency for Retirees in Réunion for EU Citizens
Introduction
Réunion, a French overseas department in the Indian Ocean, offers a tranquil and alluring destination for retirees seeking a warm climate, stunning landscapes, and a vibrant culture. As an EU citizen, you are eligible for a simplified residency process in Réunion. This article provides a comprehensive guide to help you navigate the requirements and steps involved in establishing residency as a retiree in Réunion.
Eligibility
To qualify for residency in Réunion as a retiree, you must meet the following criteria:
- Be a citizen of an EU member state
- Be of retirement age (62 years or older)
- Possess sufficient financial means to support yourself and any dependents without recourse to the French social welfare system
Financial Requirements
The financial requirements for residency in Réunion vary depending on your situation. Generally, you must demonstrate that you have sufficient income to cover your living expenses. This can include:
- Pension income
- Rental income
- Investment income
- Other sources of income
The minimum monthly income required is approximately €1,200 for a single person and €1,800 for a couple. However, higher income may be required depending on your lifestyle and expenses.
Residency Process
To apply for residency in Réunion, you must follow these steps:
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Gather Required Documents:
- Valid passport
- Proof of age (e.g., birth certificate)
- Proof of financial means (e.g., pension statement, bank account balance)
- Proof of health insurance
- Criminal record check (if necessary)
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Submit Application:
- Submit your application to the French Consulate or Embassy in your home country.
- You will be interviewed by a consular officer to verify your documents and eligibility.
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Obtain Long-Stay Visa (Visa Long Séjour):
- If your application is successful, you will be issued a long-stay visa.
- This visa allows you to enter Réunion and apply for a residence permit.
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Apply for Residence Permit:
- Within three months of arriving in Réunion, you must apply for a residence permit (carte de séjour) at the local Préfecture.
- You will need to submit your passport, visa, and other supporting documents.
Healthcare
As an EU citizen, you are entitled to access the French healthcare system in Réunion. You will be issued a European Health Insurance Card (EHIC), which allows you to receive medically necessary healthcare at reduced or no cost. However, it is recommended to supplement your coverage with private health insurance to cover any expenses not covered by the EHIC.
Taxes
Retirees in Réunion are subject to French income tax. However, there is a special tax regime for non-domiciled retirees (the “régime d’imposition des retraités non domiciliés”). Under this regime, you can benefit from a reduced income tax rate of 20% on your foreign pension income.
Other Considerations
- Language: French is the official language of Réunion. While English is spoken to some extent, it is essential to have a basic understanding of French for daily life.
- Cost of Living: Réunion generally has a higher cost of living than mainland France, particularly for imported goods.
- Safety: Réunion is a safe place to live, with a low crime rate. However, it is always advisable to take precautions and be aware of your surroundings.
- Cultural Activities: Réunion offers a vibrant cultural scene with museums, theaters, and festivals. There are also numerous opportunities for outdoor recreation, such as hiking, swimming, and fishing.
Conclusion
Retiring in Réunion as an EU citizen offers a unique opportunity to enjoy a tropical paradise with a high quality of life. By following the steps outlined in this guide and meeting the financial requirements, you can establish residency in Réunion and embrace the island’s rich culture, stunning landscapes, and welcoming community.